As everyone in Connecticut knows, hurricane season has begun. A week ago Hurricane Arthur brushed past Long Island Sound and the typical hurricane season runs between June 1st and November 30th. During this time it is not unusual for Connecticut to experience several tropical storms and at least one strong hurricane.
Hurricanes and tropical storms can pack very powerful winds that can be devastating for the roof of a home. It is not unusual for a hurricane to rip off shingles and cause leaks in roofs that are not properly maintained. If you live in a wooded area you also have the hazard of fallen trees and branches that can easily puncture a roof.
If you own a home you most likely have homeowners insurance and this covers your roof. However, if you have not been proactive in repairing and maintaining your roof you may be in for a rude awakening when you file a claim to pay for a damaged roof. Almost all insurance companies have stipulations that require roof maintenance is done by the homeowner and if it is not done a claims’ adjuster will determine you didn’t hold up your end of the deal and deny your claim.
Roof repairs and roof replacement is not cheap and if you have to pay for this out of pocket you could be looking at thousands of dollars in costs. Avoid having a hurricane put you in debt. Have a roof inspection done on your home as soon as possible and make any repairs that are necessary. Not only will this shore up any weakened areas of your roof, but with the receipt and invoice you can show an insurance adjuster that you did your due diligence in maintaining your roof.